What is an emergency fund? Your emergency fund is your safety net in case you lose your job or get sick. You can use these savings to keep your finances in track for a couple of months. The money in an emergency fund should be easily reached and stored inContinue Reading
What is the difference between a checking and savings account? Your decision on which kind of account to open depends on how you would like your money to work for you. Checking Accounts are operated mainly for making purchases and for paying bills. Savings accounts on the other hand, helpContinue Reading
Debt reduction has become a top concern for many Americans. The fallout from the economic recession has left millions of people facing overwhelming financial crisis. The unprecedented wake-up call has forced consumers to drastically reduce spending and reassess personal finance strategies. To successfully achieve paying off debt, you should firstContinue Reading
How to Save Money on Cell Phone Bill Do you think that your monthly cell phone bills are too expensive? Are you looking some effective ways to minimize the charges? It is not your problem only. Many of us are struggling with the same problem. We keep spending more andContinue Reading
When to Consider Credit Counseling Not only is credit counseling now a requirement when filing bankruptcy, but it is also a good idea for those who find that they are swimming in a river of debt without the proverbial paddle. When you are in financial danger such as this creditContinue Reading
Are you a married or do you currently reside with your romantic partner? If you do, there is a good chance that money is always a concern of yours. When two individuals are in a relationship, there are often issues that arise concerning money. For some families, it is hardContinue Reading
Having some knowledge of how to calculate finance charges is always a good thing. Most lenders, as you know, will do this for you, but it can helpful to be able to check the math yourself. It is important, however, to understand that what is presented here is a basicContinue Reading
Are you dreaming of owning your own home? If you do, you are definitely not alone. Unfortunately, many people mistakenly believe that they cannot afford the cost of a new home. Yes, there are really some who may be unable to afford the cost of a new home, but, forContinue Reading
Are you in debt? Whether you have debt solely from attending college, from credit cards, old medical bills, or a combination of them all, you may be scared, unsure, and frustrated. In today’s society, with regularly rude calls from debt collectors, you may be feeling as if your debt isContinue Reading