What is an emergency fund? Your emergency fund is your safety net in case you lose your job or get sick. You can use these savings to keep your finances in track for a couple of months. The money in an emergency fund should be easily reached and stored inContinue Reading
What is the difference between a checking and savings account? Your decision on which kind of account to open depends on how you would like your money to work for you. Checking Accounts are operated mainly for making purchases and for paying bills. Savings accounts on the other hand, helpContinue Reading
Debt reduction has become a top concern for many Americans. The fallout from the economic recession has left millions of people facing overwhelming financial crisis. The unprecedented wake-up call has forced consumers to drastically reduce spending and reassess personal finance strategies. To successfully achieve paying off debt, you should firstContinue Reading
How to Save Money on Cell Phone Bill Do you think that your monthly cell phone bills are too expensive? Are you looking some effective ways to minimize the charges? It is not your problem only. Many of us are struggling with the same problem. We keep spending more andContinue Reading
How to Protect Yourself from Identity Theft Online Everyone who has experienced identity theft, or knows someone who has been involved in the experience, will know that it can be a devastating one. Criminals can create accounts with your name on it, use your pictures, and impersonate you for aContinue Reading
Are you a married or do you currently reside with your romantic partner? If you do, there is a good chance that money is always a concern of yours. When two individuals are in a relationship, there are often issues that arise concerning money. For some families, it is hardContinue Reading
Are you dreaming of owning your own home? If you do, you are definitely not alone. Unfortunately, many people mistakenly believe that they cannot afford the cost of a new home. Yes, there are really some who may be unable to afford the cost of a new home, but, forContinue Reading
What botox is to people, home improvements are to a house. Hence, a lot of people choose to go in for home improvements as preparation for some major family event. It could be a birthday, or festival, or maybe a wedding. In fact, weddings are usually a great excuse toContinue Reading
It’s no wonder that the majority of homeowners dream of one day being able to pay off their home loan and live a life free from the shackles of interest rates, home finance and worries about meeting the monthly mortgage payments because the largest expense the majority of us takeContinue Reading