Post-Holiday Budgeting: Bouncing Back from Holiday Spending
How to recover from holiday spending Ah, the holidays – a time for joy, generosity, and… unfortunately, a little too much spending. If you’re like me, you might be staring at your bank account right now, wondering how a season so merry can leave your finances feeling so, well, scary.Continue Reading
Best Strategies to Pay Off Debt
Debt can often feel like a heavy burden, but with the right strategies, it’s possible to lighten the load and move towards financial freedom. Here’s a guide to some of the most effective methods for paying off debt. Best Strategies to Pay off Debt 1. Understand Your Debt Before youContinue Reading
How to Save Money on Groceries
How to Save Money on Groceries The average family’s grocery bill is usually one of the higher numbers on the family budget. There can be an enormous difference in what each family spends on their groceries, depending on many factors, such as whether they buy name brand, more meat,Continue Reading
How to Build an Emergency Fund and Why You Need One
What is an emergency fund? Your emergency fund is your safety net in case you lose your job or get sick. You can use these savings to keep your finances in track for a couple of months. The money in an emergency fund should be easily reached and stored inContinue Reading
Best Way to Consolidate Student Loans
Best way to consolidate student loans If you have just graduated from college, the likelihood is that you are under a large amount of debt in the form of student loans. You might be wondering if there is any way to reduce the amount you have to pay. One solutionContinue Reading
What is the difference between a checking and savings account
What is the difference between a checking and savings account? Your decision on which kind of account to open depends on how you would like your money to work for you. Checking Accounts are operated mainly for making purchases and for paying bills. Savings accounts on the other hand, helpContinue Reading
Pros and Cons of Balance Transfer Credit Cards
Pros and Cons of Balance Transfer Credit Cards That offer to transfer your credit card balances sounds like a pretty good deal, doesn’t it? And it is, until you take out your magnifying glass and start reading all the fine print that goes along with the offer. What a lotContinue Reading
Do You Need A Home Inspection? Home Inspection Tips for First Time Buyers
Home inspection tips for first time buyers If you are in the process of purchasing a new home, it will definitely be in your best interest to have a home inspection done. Not only will you want to have a home inspection done for your own sake, and peace ofContinue Reading
How to Get Out of Credit Card Debt
There is no feeling worse than being in debt. The debt on your credit card can pile up to become a huge amount of interest that can become a heavy burden on your finances. But while you take stress about it, there are ways through which you can bring yourselfContinue Reading